Although last year’s financial reform laws were supposed to make the terms and conditions of credit cards more transparent, many consumers are complaining about higher than expected interest rates and confusing terms. In fact, a good portion of the complaints made about credit cards to agencies like the Consumer Financial Protection Bureau recently involved issues [...]

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Layaway is making a comeback, but don’t fall victim to its false allure. Layaway stores use phrases like “the easy way to pay” and “flexible payment options” to trick shoppers into the costly entrapment of layaway programs. Promises to save money are empty and unfounded. How Stores with Layaway Profit from Your Losses Stores spin [...]

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